Check Payments by Telephone/Fax

Electronic ACH processing allow businesses to receive consumer payments by telephone or fax. A one-time authorization enables the software to charge the customer's account and deposit payment to the Merchant's account. Affirmative’s software application, CheckExpressNow™, or Internet application, AchNow™, also work exceptionally well when collecting payments on a recurring basis. The software automatically transmits preauthorized amounts from the customer's account to the Merchant’s business account.

Customer Authorization Methods:

It must be clear to the consumer during the telephone call that they are authorizing an ACH debit transaction to their checking account, and the terms of the authorization are stated during the telephone call in a clear and conspicuous manner. Verbal authorization may be obtained by recording the phone call or by obtaining a digital signature or other code (i.e.: special number or password) previously mailed to the consumer.