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About Us

Reg Compliance Hero

Who We Serve

Banks, credit unions, third-party senders, processors, and modern FinTechs that need reliable, audit-ready oversight without the manual grind.
 

What We Do

Affirmative unifies your payments data and delivers the reporting, analytics, and alerts you need to stay compliant and manage risk—day in, day out. Our platform streamlines ACH oversight, limits surprise return-rate issues, and replaces spreadsheet-heavy processes with automated, audit-ready reporting.
 
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By the Numbers

500,000+ Originators supported across our programs.

600M+  ACH Transactions processed annually.

27 years in electronic transaction risk management.

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Originator Management

Shift from annual box-checking to continuous, risk-based oversight. Improve annual reviews, set up alerts on thresholds, and unlock dashboards that cut review time from hours to minutes.
 

Outcomes That Matter

  • Confidence in Nacha and regulatory compliance
  • Reduced fraud and credit exposure with predictive insights
  • Faster reviews and fewer spreadsheets for your teams
  • Safe growth through smarter limits and originator oversight
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Ready to Make Compliance Easier?

See how Affirmative centralizes reporting, strengthens risk oversight, and helps you prepare for audits, without a heavy IT lift.