A hub for Affirmative's whitepapers, one-pagers, and more.
The ACH Compliance & Risk Management Challenge
Managing ACH compliance is costly, complex, and time-consuming. This white paper explores the burden financial institutions face and how Affirmative’s ACH Risk Manager™ simplifies compliance with automated reporting, predictive analytics, and proven ROI.
With Nacha’s 2026 rule changes, fraud monitoring is no longer optional, it’s essential. This white paper shows how Affirmative’s machine learning–powered platform helps financial institutions detect anomalous activity in both originated and received transactions, reduce manual workloads, and meet regulatory expectations with confidence.
Every ACH origination exposes financial institutions to credit risk, and traditional controls often fall short. Examine the limits of manual reviews and static limits, and see how Affirmative’s platform uses predictive analytics, risk grading, and monitoring to reduce losses, satisfy regulators, and unlock new revenue opportunities.
The Nacha 2026 rule changes require financial institutions to monitor both originated and received ACH activity with a risk-based approach. This resource highlights how Affirmative’s platform delivers the tools you need, from anomaly detection and return monitoring to dashboards and alerts. to simplify compliance, support audits, and strengthen fraud defenses.
New Nacha rules are coming in 2026 to combat credit-push fraud and require risk-based monitoring across the ACH Network. This one-pager breaks down key dates, requirements, and how Affirmative’s reporting suite helps financial institutions stay compliant with automation, analytics, and audit-ready insights.
Use Case: Originator Review Dashboard for Third-Party Sender Management
With more than $300B moving through the ACH Network daily, financial institutions face real risks—fraud, compliance gaps, and operational errors. This resource explains the fundamentals of ACH risk management, common pitfalls, and best practices for building a strong, audit-ready program.
Use Case: Originator Review Dashboard for Originator Management
Originator reviews don’t have to take days. This use case shows how institutions use Affirmative’s Originator Review Dashboard to automate reporting, streamline collaboration, and cut review time down to hours, all while staying audit-ready and compliant with Nacha requirements.
The Compliance Makeover: A Mid-Size Bank's Journey to Audit Readiness
Manual ACH monitoring left this mid-sized bank struggling with fragmented data, inconsistent risk scoring, and stressful audits. By implementing Affirmative’s Risk Manager™, the bank cut audit prep time in half, gained full visibility into ACH activity, and passed its audit with zero findings.
What is ACH Risk Management and Why Does it Matter?
Managing Third-Party Senders and their originators can be complex. This use case shows how Affirmative’s Originator Review Dashboard helps institutions monitor aggregate risk, flag anomalies early, and maintain audit readiness, all while reducing manual monitoring.
Since 1998, Affirmative has helped financial institutions simplify ACH compliance and risk management. Our SaaS platform delivers automated, audit-ready reporting, benchmarking, and analytics, freeing teams from manual work while reducing risk and supporting growth.
Mitigating Risk Through Effective ACH Limit Monitoring
ACH compliance can feel like a burden, but with the right tools, it becomes a growth driver. This one-pager explores how automation and real-time analytics help financial institutions monitor limits, flag risky behavior early, and stay audit-ready while reducing manual workload.
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