Coffee Talk | Don’t always say NO to Fintechs and other potentially High Risk Originators

The fastest-growing treasury programs aren’t avoiding risk. They’re intentionally taking on more—backed by better insight. In this short coffee talk, Affirmative’s SVP of Sales, Markus Holzmueller, moderates a conversation with Claudia O’Rourke, Vice President at Valley Bank, and Kim Roberson, Vice President of Product at Affirmative, on why higher-volume and more complex originators drive the most revenue—and why many institutions still hesitate to onboard or expand them.

A relaxed, 30-minute conversation for treasury leaders looking to grow revenue by leaning into opportunity—without guessing. Ideal for teams in compliance, risk, operations, or IT.

Coffee Talk | Treat Your Best Clients Like VIPs: But Who Is Your Best Client?

In this 30-minute coffee talk, James Rowe, CEO at Affirmative, and Kimberly Ellis, Director of Education at UMACHA, will share perspectives on how clearer visibility into actual originator behavior allows teams to break that cycle. Moderated by Rob Dorsett, Account Executive at Affirmative, the discussion will explore how leading institutions are focusing scrutiny where it truly belongs, streamlining onboarding and reviews for low-risk clients, and applying smarter limits and pricing that reflect performance-not assumptions.

The result is a better client experience, stronger relationships, and more predictable treasury revenue - without losing control.

Part 1: Understanding Nacha’s 2026 Rule Change

Nacha’s 2026 rule changes mark a major shift in how ACH risk is managed. In Part 1 of this two-part series, Affirmative’s experts will break down what’s changing, why it matters, and how to stay compliant.

You’ll learn:

• Key requirements of the 2026 rule
• Common mistakes and what auditors look for
• Smart strategies to prepare now
• How automation and data visibility reduce risk and workload

Ideal for teams in compliance, risk, operations, or IT.

Mitigating Risk Through Effective ACH Limit Monitoring

Join us to gain deeper insights into ACH limit dynamics and take a proactive approach to risk mitigation.

ACH limits are more than just a safeguard against excessive risk—they offer valuable insights into originator behavior and serve as key indicators of financial health, fraud risk, and compliance vulnerabilities.

Learn how to refine your approach, avoid common pitfalls, and implement data-driven best practices that strengthen your institution’s defenses.

The ACH Risk Management Challenge

Join Affirmative for an insightful roundtable discussion on The ACH Risk Management Challenge with our Chief Information Officer, Scott Brown, and Technical Product Manager, Kim Roberson.

In this webinar, we cover:
✅ Compliance obligations and common hurdles
✅ Strategies for overcoming challenges
✅ Real-world solutions and best practices

Watch now to gain valuable insights and expert guidance!

Part two: A Deep Dive on How Affirmative is Helping Sovle for Nacha 2026

In Part 2 of our Nacha 2026 webinar series, we’ll take a closer look at how Affirmative helps financial institutions automate compliance, reduce manual oversight, and stay ahead of risk.

This session will cover:

➜ A live walkthrough of our BI dashboard for received transactions 
➜ How we monitor outgoing transactions at a granular, rule-compliant level 
➜ The detection of anomalous incoming credit patterns (and how it works) 
➜ Key time-saving features like automated return monitoring and alerting
➜ Use cases and measurable outcomes from current clients