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April Webinar (1)
Live Webinar
April 2nd, 2026 at 2 PM ET

Nacha 2026: What’s Left, What’s Required, and What to Lock In Now

Nacha’s 2026 Fraud Monitoring Rule changes go into effect in March, with expanded requirements rolling out through June. As the deadline approaches, many financial institutions are asking the same question: Are we truly ready, or just assuming we are?

In this co-hosted session with Nacha, we’ll provide a clear, role-based overview of what the 2026 rules require, what institutions often overlook, and what still needs to be finalized before enforcement begins. We’ll walk through common gaps we’re seeing across RDFIs, ODFIs, and third parties, clarify expectations around risk-based monitoring and documentation, and outline practical steps teams can take now to ensure readiness.

Attendees will leave with a concise checklist, a clearer understanding of their responsibilities, and confidence heading into the final stretch of Nacha 2026.

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April Webinar (3)
Save Time (4)

Planning Is Over. Now It’s About Proof.

Many institutions believe they are prepared for Nacha 2026. Fewer have fully validated their monitoring, documentation, and escalation processes.

In this co-hosted session with Nacha, we will help you:

  • Understand what actually changed and why it matters
  • Clarify role-based responsibilities across RDFIs, ODFIs, and third parties
  • Identify common readiness gaps still surfacing
  • Confirm what must be documented and defensible today
  • Walk away with a final readiness checklist

This is not a theory session. It’s a readiness check.

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 What We'll Cover

1-2

What the Rule Requires, and What’s Changed

A clear overview of the 2026 Fraud Monitoring updates, including credit-side monitoring expectations, role-based responsibilities, and what “authorized under false pretenses” means in practice.

2-1

Where Institutions Are Still Exposed

Common readiness gaps we’re seeing across RDFIs, ODFIs, and third parties. This including documentation weaknesses, unclear thresholds, and inconsistent escalation processes.

3-1

How to Lock In Compliance Now

What a defensible, risk-based framework looks like, how technology can support sustainable monitoring, and a final checklist to confirm you’re prepared before enforcement expectations tighten.

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Speakers

Kim Roberson

Kim Roberson, APRP, AFPP is Vice President of Product at Affirmative. She joined the company in 2022 and brings more than 20 years of banking experience, including leadership across Consumer and Commercial payments.  Kim also serves on the APRP Oversight Board with Nacha.  Outside of work Kim enjoys weekends at Disney, traveling, pink sparkly things, and her Yorkie puppy. 

Scott Brown

Scott Brown is a payments analytics and risk management leader at Affirmative Technologies, where he helps financial institutions use ACH data to inform strategic risk decisions, benchmark performance, and strengthen controls. He has extensive experience in electronic payments, data reporting, and regulatory risk programs, partnering with banks to design practical analytics and oversight tools. Outside of work, Scott enjoys building indie video games, painting, and making music.

 

Devon Marsh

Devon Marsh is Managing Director, ACH Network Rules and Risk Management at Nacha. He joined Nacha in 2022 following a 26-year career in banking. Devon has worked in operations, risk management, and payments strategy, all in support of electronic payments. He is a past chairman of the Risk Management Advisory Group as well as the Accredited Payments Risk Professional Oversight Board at Nacha.

An avid photographer, hiker, and poet, Devon holds a Bachelor of Science degree from the United States Naval Academy and an MBA degree from Brenau University.

April Webinar (4)

Don’t Assume You’re Ready. Confirm It.

The Nacha 2026 rule changes are here.

Now is the time to validate your processes, not wait for an examination to do it for you. Reserve your spot today.

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